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Archive for April, 2007


The 3 Best Ab Exercises That Are Not Direct Ab Exercises

Instead of the typical ab exercise routines that we see so often with crunches, situps, leg lifts, etc… I like to give my readers better options for metabolism-boosting high intensity workouts that work their entire body while also working their abs.

I’m going to show you an example today of one of my favorite ab workouts that doesn’t include any direct ab exercises at all. It’s in a tri-set format (similar to a super-set but alternating between 3 exercises).

Here goes:

1a. Renegade Dumbbell Rows

1b. Front Squats with Barbell

1c. Mountain Climbers on Floor

A good rep scheme to use with this could be 3-4 sets of 8 reps for each exercise, or more sets for less reps, such as 5 sets of 5 reps of each exercise. Mountain climbers can be done for a time interval (such as 30 seconds) instead of “reps”.

Renegade dumbbell rows are done starting in a pushup position with the hands on 2 dumbbells. You then row one dumbbell up while stabilizing your body with the other arm. Bring the dumbbell back to the ground and alternate the rowing arm while stabilizing with the opposite arm. This stabilizing effect during the rows creates incredible work for your entire midsection core area. Trust me… you’ll feel it in the abs!

Front squats are done similar to back squats, however with the barbell in front of your body on the front of your shoulders instead of resting on the upper back as in back squats. You stabilize the barbell on your shoulders by crossing your arms and pushing your fists into the bar against your shoulders while keeping your elbows out in front of the body. This takes a little practice at first, so you will want to seek a professional trainer at your gym to help you with the form. Front squats require extreme stabilization strength from the abs due to the barbell weight being shifted to the front of the body instead of the back. Even though this is mostly a leg exercise, you’ll feel this one in the abs big time!

Mountain climbers are done by starting in a pushup position and then shuffling your feet in and out so that your knees are moving in under your chest and then back out to starting position. It sort of resembles climbing a mountain but flat on the floor. If you want an advanced version, you can also shuffle your hands 8-10 inches forward and backward in addition to the leg movements. This really makes it a full body exercise and MUCH more difficult than standard mountain climbers.

After finishing each exercise, rest about 30 seconds before starting the next exercise. Rest about 1-2 minutes after completing each “tri-set” before repeating.

This will give you one of the best ab workouts you’ve ever had without even doing any direct ab exercises. You’ll see what I mean after you try it!

If you are tired of failing to get visible six pack abs, consider losing the traditional ab exercises and bogus ab gadget machines, and find out the real fat loss for abs truth at Best Ab Exercises & Workouts for Abdominals

If you are a busy business professional looking for good home workouts that you can do before or after work, go to 4 Minute Home Workouts with Bodyweight or Dumbbells

Tired of long boring cardio workouts? Discover a better way at Beyond Cardio Workouts

Change We Can Believe In

Barack Obama is right. America needs change. Change we can believe in. Once upon a time, America was a great and kind nation, the modern day Promised Land, whose streets were paved with gold and whose coins were made of precious metals. Today, America’s streets are paved with tar and its coins are made of tin. Once upon a time in America, pocket change was made of gold and silver. No more.

Gone are the days when American pocket change was really worth something …

America once had a $20 gold piece. Made of gold. America once had dollars made of silver, a silver dollar could buy 3 gallons of gas or 4 packs of cigarettes or a quart or two of beer or a couple of loaves of bread or 6 McDonald hamburgers. Once, Americans carried 50-cent pieces (half-dollars) made of silver, that was so weighty and so big they would tear a hole in your trouser pocket or weigh down your purse. Once, America was the land of the 25-cent piece (quarter), made of silver and alloys, and that quarter could buy 2 Cokes or 5 packs of gum or a get you into a Saturday matinee at the movies (2 movies and a cartoon). Once, America had a dime (10 cents), made out of silver and alloys, which could buy lots of penny candy or a Coke or a candy bar or a comic book. Once upon a time, America had a nickel (5 cents) made of silver and other metals, a nickel that could actually buy something useful or fun. And, last but not least, once upon a time America had a beloved penny made of copper, a penny which could actually buy something instead of only being used to pay some of the sales tax on what you buy.

Once upon a time, long before Barack Obama ran for president in 2008 with a campaign slogan of “change we can believe in”, America HAD change we could believe in. In our pockets. Pocket change. Pocket change made of precious metals. Pocket change that was worth something. THAT’S the kind of change we can believe in!

Andrew Lawrence is the author of “MONEY - The Basics”, the most valuable book you’ll ever read. Read an excerpt at http://www.moneythebasics.com

How I Scored Free Diapers for Life

I’m a stay at home mom, successfully living off just one income, my husband’s. My children are 6 & 8 years old now, but it wasn’t too long ago that they were in diapers.

And boy oh boy was that expensive! Until I hit the diaper mega-load and came across enough free diapers to keep their bottom’s dry for life, with several hundred extra to spare.

How? It’s all about using coupons to your advantage. Forget clipping a 25 cent coupons for a brand of shampoo you don’t even like, I’m talking about walking out of a store with two shopping carts full of goods they paid you to take.

I’ve gotten tens of thousands of dollars worth of free product over the last several years, but my all time favorite haul was the Huggies Pull Ups. I ended up with thousands of diapers, and stores actually paid me to take them.

Here’s how it happened. A few years ago, when both my kids were still in diapers, Huggies came out with a trial package of their new design of Huggies Pull Ups. There were three diapers in each of these packages, and they cost $1.97 at Walmart, Walgreens and Toys-R-Us.

In addition to the three diapers, Huggies also had a coupon in the package. The coupon was for $2.50 ANY package of Huggies Pull-Up Diapers. Each time I bought a pack of diapers, I’d get another coupon.

Now, this is significant. Most Huggies coupons would specify right on the coupon that the savings was only off Jumbo size or larger packages, but these coupons were different. They specifically said “ANY” package of Huggies, meaning the coupons were good for the trial sized packages.

Calculate this: You have a coupon for $2.50 for a product that costs $1.97. That means for every package of diapers I bought, not only would Huggies reimburse the store for my $1.97 purchase, they would give them an extra $0.53 cents.

What does that mean? That means I needed to spend another $0.53 in the store for each package of diapers I bought. Effectively paying me to take the diapers.

I spent months combing all the Walmarts, Walgreens and Toys-R-Us stores all over the state, looking for the trial packages of Huggies. When I found them, I would explain how to do the deal to other customers and store employees, even offering to give them some of my coupons. But no one wanted them.

So I would take most of the available diapers, leaving a few in case someone else wanted some. I spent the extra money on all kinds of things: food at Walmart, more baby products at Walgreens, toys for gifts at Toys-R-Us.

Since I bought 15-20 packages of diapers at a time, each time I had $8-10 to spend. In the end, it amounted to a few hundred dollars.

It was very time consuming, but very fun. I saved so much money, and was able to diaper both children through potty training for free. All by clipping a few coupons.

Rayven Perkins is a stay at home mom who has used coupons to get free stuff for years. Find out how you can use these techniques too at her website: Save With Coupons

Coin Collecting Myths - Part 2

In the previous section we dealt with some major coin myths dealing with investments, performance data, grading and the predictability of the coin market today. In Part 2 our focus will change to cover myths related to more basic coin issues and the ties to building coin collections with metal detectors.

Myth #1: Never clean a coin!

Cleaning of coins is never encouraged unless you know what you are dealing with. True collector (specimen) coins should not be cleaned. There are several classes of coins that proper cleaning techniques will enhance and generally improve their markability. Ancients are not graded by the same standards as our coins today and dug coins will generally profit from proper cleaning. Many dug coins of modern time can stand some cleaning. I toss thousands of coins into my coin tumbler each year. Most are coins that are pretty rough looking and just to put them into circulation or to use them in trade, cleaning is a necessity. I also clean 90% of my nickel finds as dug five cent pieces are almost always darkened and will be enhanced by proper cleaning techniques. I have never or will ever clean fine and better copper, nickel, silver, or gold coins. Cleaning a rare or valuable collector coin could cost you thousands of dollars in resale potential.

Myth #2: Never buy a coin sight unseen.

Some years ago this was probably the best practice. Times have changed in the coin market. With the advent and development of several quality grading services, slabbed coins are fairly safe purchases for collectors who are not interested in having just premier coins in their collection. Pedigree coins should be examined to insure you are getting the best coin for the big bucks. Ebay and other selling sources now have such quality listings with details and quality pictures, making your purchase somewhat safe. I have had to return a few coins for refunds from these sources. But the process is much easier than the days of purchasing by mail from coin magazines and coin newspapers. I still like taking my coins to coin shows to sell as well as being able to see up close, coins that I would like to purchase. The fourth of July weekend always means the Clearwater, FL Coin Club Show. I made a nice profit on a 1908 $20. 00 Gold piece with a nice heavy bezel. I paid $500 and sold it for $930. But the fun of the show was buying the last coin I needed to complete my Indian Cent Collection. I found both the 1908 S and the 1877 cents with metal detectors. I asked every dealer there if they had a 1909 S. Only five dealers had one or more of this date. This is a coin that I would not buy sight unseen and, due to numerous frauds for this date, I recommend only coins that have been slabbed by a major grading service. It is easy to be taken on this coin. I used my profit (and a little extra) from the gold coin to walk out with a VG 10 that looks like a Fine 12, graded by America’s oldest grading service ANACS.

Coin Myth #3: Coin dealers cannot be trusted.

I do not trust every dealer that I know, but the good outnumber the bad. I have favorites that trust has been established over many years of buying and selling. A good way to check them out is to take a coin that you have had appraised to several different dealers and check their offer on buying your coin. If the offer is at least 65% of the value of the coin, that dealer is likely okay. Another way I check them out is to take my scrap sterling or gold metal detector finds, and see what each offers. They need at least a five percent margin over the buy price for that day. If 14K gold is going for $900 that day and the dealer says he will give you $840 or higher, he or she is likely an honest dealer. A five percent margin that day would make your ounce of 14K gold worth about $855 max. Good, honest and trustworthy dealers will want to establish a relationship with you the buyer/seller. My favorite of all times is a dealer named Dale. I made my first purchase with him back in the early 70’s, and though he has gone into semi-retirement and moved more than 50 miles north, I sold him my gold piece and bezel without comparing other offers at the Clearwater coin show. His wife went throughout the show floor to the other dealers to find a special silver bezel I needed while I was selling the coin and bezel to her husband. Great customer service from a fine dealer!

Coin Myth #5: Quality coins are impossible to find.

Though it may seem tougher to find certain types of coins, many unusual and error coins are the product of billions of coins being minted to meet the consumer buying and selling needs. I found a 2004 Roosevelt Dime error coin last year in money turned in for my children’s ministry missions project. It was copper on the obverse as the final layer was missing. Many of this type of error coin have been bringing over $250 on Ebay recently. I got a 1976 Proof half from a roll I picked up from a local bank recently. The 50 States coin series has many very interesting coin errors. This makes for collecting varieties of the same dates. Finding MS 66 and higher grade coins are not difficult when checking early release date bags. I purchased a quantity of the 1995 cent rolls and found more than 20 varieties. This was a fad purchase and though I did alright then, beware of those offering high prices for these rolls, boxes, or bags. The price for these varieties have fallen about 85%. It is still nice to find different varieties of this and other coins and occassionally someone finds a new variety which can be slabbed and worth a premium price to purchasers.

Coin Myth #5: Silver and gold coins cannot be found today.

Don’t tell me that it is hard or impossible to find silver and gold coins. As a metal detector user with over 15,000 silver finds and 1868 and 1915 gold coins, I know that there are still millions of good finds like this buried and still in reach of my search coils. Research pays off big in this, the only hobby that pays you to participate. I have over 30,000 wheat pennies, nearly a thousand Indian Heads and six thousand plus Mercury dimes, just to name a few of my more valuable modern coins dug out of the newest “circulation”, Mother Earth. This is probably one of the greatest coin myths today. Check out a treasure magazine like, Western and Eastern Treasures, and see the incredible finds that go on daily.

Larry Smith is an avid coin collector and metal detector enthusiast. He’s been collecting coins for over 50 years. Larry is giving away his ebook, “Coin Collecting With The Home TOwn Advantage” FREE for a limited time. You can get your copy and start building (or expanding) your own collection right now.

Get the ebook (and TONS of other great FREE content) by visiting his blog now:

http://MetalDetectorForCoinCollecting.com/free-report

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